By Austin Christensen · Last updated: October 18, 2026

Delta Reserve Business Review

The limited-time offer is 200,000 miles after $20,000 spend in 6 months, ending Nov. 4, 2026. Delta SkyMiles Reserve Business has a $650 annual fee.

American Express · Delta SkyMiles

200,000 miles after $20,000 spend in 6 months, ending Nov. 4, 2026 · Annual fee $650

Earn rates

  • 3x purchases made directly with Delta
  • 1.5x transit, U.S. shipping, and U.S. office supply stores
  • 1.5x on everything after $150,000 in purchases in a calendar year for the rest of that year
  • 1x everything else

Credits

  • Up to $20 a month. Enrollment required. Unused months don't roll over.
  • Up to $10 a month on U.S. Uber, Lyft, Curb, and Alto rides. Enrollment required.
  • Up to $250 a calendar year on a new prepaid hotel or vacation rental booked on delta.com/stays.
  • $120 Global Entry or up to $85 PreCheck, once every 4 years.

Also on the card

  • 15 Sky Club visits a year when flying Delta. Unlimited Sky Club after $75,000 in purchases in a calendar year.
  • Companion Certificate after the first renewal, so after the second annual fee. Amex's card page says government-imposed taxes and fees of $22 to $250 for itineraries with up to four flight segments. The card terms also cap a domestic round trip at $80 and an eligible international round trip at $250.
  • First checked bag free on Delta, plus a second bag free on domestic Delta flights
  • MQD Headstart of $2,500 and $1 MQD per $10 spent
  • TakeOff 15: 15% off Delta award flights booked with miles on delta.com
  • No foreign transaction fee
Apply for Delta SkyMiles Reserve Business

Issuer source unavailable · Checked 2026-10-18. Public issuer terms. Referral offers may differ; confirm your offer at the application destination.

When does the companion certificate show up?

Companion Certificate after the first renewal, so after the second annual fee. Amex's card page says government-imposed taxes and fees of $22 to $250 for itineraries with up to four flight segments. The card terms also cap a domestic round trip at $80 and an eligible international round trip at $250. It is not a year-one benefit.

The card also includes a first checked bag free on Delta, a second bag free on domestic Delta flights, $2,500 MQD Headstart, $1 MQD per $10 spent, and TakeOff 15, which is 15% off Delta award flights booked with miles on delta.com.

What works

  • A large SkyMiles bonus if you can spend $20,000 in 6 months
  • 15 Sky Club visits a year when flying Delta, then unlimited after $75,000 in a calendar year
  • A companion certificate after the first renewal

What doesn't

  • The companion certificate waits until the second annual fee
  • SkyMiles are not a transferable currency
  • Monthly Resy and rideshare credits do not roll over

Key takeaways

  • The welcome offer is 200,000 miles after $20,000 spend in 6 months, ending Nov. 4, 2026.
  • Sky Club access starts at 15 visits and becomes unlimited after $75,000 in purchases in a calendar year.
  • Do not count the companion certificate in year one.

Card figures come from the card data, checked 2026-10-18. Read the issuer terms in the source line above before you apply.