Rewards program guides

Each hub is the full page for one rewards program: how the points work, which card fits, and where the points transfer. Card reviews and calculators link back here.

• Bilt Rewards

  Bilt Rewards lets you earn Bilt points on rent, mortgage, and HOA payments with no transaction fee when you pay with a Bilt card. The three cards are Blue ($0 annual fee), Obsidian ($95), and Palladium ($495). Those points transfer to 26 airline, hotel, and rail partners. Pick Blue if you want housing rewards with no fee, Obsidian if dining or groceries are your biggest non-housing spend, and Palladium if you will use the hotel credits and Priority Pass often enough to justify $495.