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Points Valuation

See what your points are worth across every major program. Defaults use Points Mafia valuations — override any to match your redemption style.

points / miles
ProgramValue (cpp)50,000 pts =
Hyatt
World of Hyatt
via Chase UR, Bilt
¢
$1,150
Chase UR
Chase Ultimate Rewards
¢
$1,025
Amex MR
Amex Membership Rewards
¢
$1,000
Cap One
Capital One Miles
¢
$925
Bilt
Bilt Rewards
¢
$900
Citi TYP
Citi ThankYou Points
¢
$900
Alaska
Alaska Mileage Plan
via Bilt
¢
$900
American
American Airlines AAdvantage
via Citi TYP, Bilt
¢
$885
Southwest
Southwest Rapid Rewards
via Chase UR
¢
$750
Virgin Atlantic
Virgin Atlantic Flying Club
via Chase UR, Amex MR, Bilt, Cap One
¢
$750
United
United MileagePlus
via Chase UR
¢
$675
Delta
Delta SkyMiles
via Amex MR
¢
$600
Marriott
Marriott Bonvoy
via Amex MR, Chase UR, Citi TYP, Bilt
¢
$420
Hilton
Hilton Honors
via Amex MR
¢
$300
IHG
IHG One Rewards
via Chase UR
¢
$250

Default valuations based on Points Mafia estimates of average redemption value. Override any field to match your personal redemption approach. Click ↺ to reset to default.

Signup Bonus Comparison

Signup bonuses ranked by value using your current cpp overrides above.

Amex Platinum

Personalized offer: as high as 175,000 Membership Rewards points after $12,000 spend in 6 months; maximum not guaranteed

Annual fee: $895 ·  2.00¢/pt

Issuer offer terms · Checked 2026-10-11. Personalized offer; maximum not guaranteed.

Up to $3,500
Up to +$2,605 after fee

Amex Gold

Personalized offer: as high as 100,000 Membership Rewards points after $8,000 spend in 6 months; maximum not guaranteed

Annual fee: $325 ·  2.00¢/pt

Issuer offer terms · Checked 2026-10-16. Personalized offer; maximum not guaranteed.

Up to $2,000
Up to +$1,675 after fee

Chase Sapphire Preferred

75,000 points after $5,000 spend in 3 months

Annual fee: $95 ·  2.05¢/pt

Issuer offer terms · Checked 2026-10-16. Public issuer terms.

$1,538
+$1,443 after fee

Capital One Venture

Limited-time offer: 75,000 miles after $4,000 spend in 3 months, plus $300 for hotel and vacation rental bookings through Capital One Travel in your first cardholder year; no published end date

Annual fee: $95 ·  1.85¢/pt

Issuer offer terms · Checked 2026-10-16. Public issuer terms.

Restricted travel credit shown separately; excluded from the points value and after-fee total.

$1,388
+$1,293 after fee

Chase Sapphire Reserve

100,000 points after $6,000 spend in 3 months

Annual fee: $795 ·  2.05¢/pt

Issuer offer terms · Checked 2026-10-16. Public issuer terms.

$2,050
+$1,255 after fee

Capital One Venture X

75,000 miles after $4,000 spend in 3 months

Annual fee: $395 ·  1.85¢/pt

Issuer offer terms · Checked 2026-10-16. Public issuer terms.

$1,388
+$993 after fee

Chase Ink Business Cash

$750 bonus cash back after $6,000 spend in 3 months

Annual fee: Free

Issuer offer terms · Checked 2026-10-16. Public issuer terms.

$750
+$750 after fee

Bilt Obsidian

$200 Bilt Cash on approval

Annual fee: $95

Issuer offer terms · Not checked; confirm current terms. Public issuer terms.

$200
+$105 after fee

Each offer shows its own source and checked date; undated offers have not been checked. American Express welcome offers are personalized and may be lower than the displayed maximum. Signup bonus values use the cpp overrides from the table above; "after fee" subtracts the first-year annual fee. Terms and eligibility restrictions apply.