How to Book United With Chase Points

Which program to transfer into

MileagePlus is United's program. Aeroplan is the Chase partner that also books United on a published distance chart. LifeMiles books United too, and Chase does not list it. Amex holders who need LifeMiles or Aeroplan because they cannot reach MileagePlus use how to book United with Amex points.

The banks that list MileagePlus are Chase Ultimate Rewards and Bilt Rewards. The banks that list Aeroplan are Chase Ultimate Rewards, Amex Membership Rewards, Capital One Miles and Bilt Rewards.

How to transfer Chase points to MileagePlus and book

United's award miles page says you can use miles to book award flights on United and Star Alliance partner airlines. If you do not have enough miles for the whole trip, you can pay with a combination of money and miles. Source: [United, use award miles](https://www.united.com/en/us/fly/mileageplus/use-miles.html), checked November 9, 2026.

The transfer itself, in the data we hold:

• Ratio: 1:1, from Chase's transfer page.
• Blocks: 1,000 points. Minimum 1,000.
• Time: Chase allows up to 7 business days. Writers have seen transfers instantly. That observed time is not a promise.
• Reversible: No, transfers are final.
• Whose account: The United account must be yours, or belong to one household member listed as an authorized user on your Chase account, and the names must match.
• Cards: a Sapphire Preferred, Sapphire Reserve or Ink Business Preferred card.
• Fee: Chase doesn't currently charge a fee for United transfers. Chase's own caveat: Chase's program agreement says a transfer fee may be charged, and that Chase shows any fee and its amount before you transfer. Sources: [TransferPoints (Oct 2026) and Kudos (Aug 27, 2026)](https://transferpoints.com/blog/transfer-chase-points-to-united) and the [program agreement](https://static.chasecdn.com/content/dam/card/rulesregulations/en/RPA0511_0518_Web.pdf).

1. Price the United award before you transfer. United prices by demand, and the transfer is final.
2. Use a card that can transfer: a Sapphire Preferred, Sapphire Reserve or Ink Business Preferred card.
3. Move points in blocks of 1,000. The menu labels are on how to transfer Chase points to United.
4. Book when the miles show in MileagePlus. The best ways to use United miles ranks redemptions after the miles are United's.

If United shows the United Polaris business, US to Europe, saver saver seat, the published floor is 80,000 miles one way before a cardholder discount, from United press release (Feb 19, 2026); NerdWallet (Jul 29, 2026). At 1:1 that is 80,000 Chase points. Cardholders with General status can see 72,000 miles. Price it while signed in. The pair page carries the same example, including the South America business price.

When Aeroplan is the better route

Search the same United-operated flight in MileagePlus and in Aeroplan. MileagePlus wins when its miles beat Aeroplan's points plus the partner booking fee. Aeroplan wins when the distance band plus the partner booking fee is the lower price and the screen says United operates the flight.

Air Canada says you can redeem Aeroplan points for travel on United. On aircanada.com, a partner flight is marked operated by that airline. Source: [Air Canada, airline partners](https://www.aircanada.com/us/en/aco/home/book/routes-and-partners/star-alliance-and-other-airline-partners.html), checked November 9, 2026.

Aeroplan charges a $39 CAD partner booking fee per ticket when the reward includes a flight operated by an airline other than Air Canada, Air Canada Express, Air Canada Rouge, or a Landline bus. Taxes, fees and charges are due when the ticket is issued. The policy does not say a United flight has no carrier surcharge. Source: [Aeroplan flight reward policy](https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/aeroplan-flight-reward-policy.html), checked November 9, 2026.

You can change or cancel up to 2 hours before departure. Miss that window and the ticket is forfeited, with no points back. On aircanada.com, an Economy Standard reward is $75 CAD to change per direction per ticket and $150 CAD to cancel per ticket. Economy Flex has no online change fee and a $75 CAD cancellation fee. Fees are in Canadian dollars and may be waived for eligible Elite members. A name change is not allowed once the ticket is issued. The rest of the Aeroplan booking steps are on how to book United with Aeroplan.

Aeroplan's shortest North America economy band for partners other than Air Canada is 6,000 points one way, from Air Canada's chart. A United flight uses the band for its distance. The chart row does not say United.

We value a Chase point at 2.05 cents per point, a United mile at 1.2 cents per point, and an Aeroplan point at 1.45 cents per point (The Points Guy, November 2026).

United miles are listed below a Chase point, so a MileagePlus award has to beat 2.05¢ per mile after taxes.

Aeroplan is listed below a Chase point, so its award has to beat 2.05¢ after the partner booking fee.

This directory row for Chase to Aeroplan does not set a block size or an official transfer time. Do not reuse the MileagePlus block or the MileagePlus clock for that transfer. Read Aeroplan's own screen.

LifeMiles is not a Chase route. How to book United with LifeMiles lists the banks that can fund it: Amex Membership Rewards, Citi ThankYou Points (1:1 on premium cards, 1:0.7 on other cards), Capital One Miles and Bilt Rewards.

If neither MileagePlus nor Aeroplan shows the seat, leave the points in Chase. They can still go to 14 partners.

Run your own balance through the points value calculator.

A business class seat is a strong redemption when the points and the cash still beat paying cash. Saver space is limited. If the seat is not there, do not transfer on the hope that it appears.

Learn this properly

Lesson 11: Transfer Partners & When to Use Them. Lesson 13: How to Search for Award Flights is the search before the transfer. Points values prices United miles against Aeroplan.

Frequently asked questions

Do Chase points transfer to United MileagePlus?

Yes, at 1:1, in blocks of 1,000. You need a Sapphire Preferred, Sapphire Reserve or Ink Business Preferred card. Chase allows up to 7 business days. The menu steps are on how to transfer Chase points to United. Checked October 29, 2026.

Can I book United with Chase points through Aeroplan?

Yes. Chase lists Air Canada Aeroplan at 1:1. Book the United-operated flight on Aeroplan, and pay the partner booking fee that book United with Aeroplan cites. Search Aeroplan before you transfer.

Does Chase transfer to LifeMiles for a United flight?

No. Chase's transfer list has no LifeMiles row. The banks that list LifeMiles are Amex Membership Rewards, Citi ThankYou Points (1:1 on premium cards, 1:0.7 on other cards), Capital One Miles and Bilt Rewards.

When should I use Aeroplan instead of MileagePlus?

When the Aeroplan price for that United-operated flight, plus the partner booking fee, beats the MileagePlus price. We value United miles at 1.2 cents per point and Aeroplan points at 1.45 cents per point (The Points Guy, November 2026). A straight transfer to either program has to beat 2.05¢ per point after cash.