How to Use This Table
- Average value (cpp): Typical redemption value across the program
- Range: Low to high value depending on redemption type
- Notes: Sweet spots and value drivers for each program
Your actual value may differ. Use our Points Valuation calculator to determine your personal cpp based on your redemption style.
💳 Flexible Points Programs
Credit card points that transfer to multiple partners
| Program | Avg Value | Range | Notes |
|---|---|---|---|
| Chase Ultimate Rewards | 2.0¢ | 1.5–2.5 | Transfer partners (especially Hyatt) drive value; portal ~1.25–1.5 cpp |
| Amex Membership Rewards | 2.0¢ | 1.5–2.5 | Strong airline partners (ANA, Virgin Atlantic, Singapore); portal ~1.0 cpp |
| Citi ThankYou Points | 1.6¢ | 1.2–2.0 | Fewer partners than Chase/Amex; premium card holders get better ratios |
| Capital One Miles | 1.7¢ | 1.3–2.2 | Strong airline partners; portal redemption 1.0 cpp baseline |
| Bilt Rewards | 2.2¢ | 1.5–2.5 | Hyatt transfers (1:1 until Dec 31 2026) drive value; rent payments unique |
🏨 Hotel Loyalty Programs
Hotel points from direct bookings or credit card transfers
| Program | Avg Value | Range | Notes |
|---|---|---|---|
| World of Hyatt | 1.8¢ | 1.5–2.5 | Strong fixed award chart; premium properties yield 2.0+ cpp |
| Marriott Bonvoy | 0.8¢ | 0.6–1.2 | Dynamic pricing; peak dates often poor value |
| IHG One Rewards | 0.5¢ | 0.4–0.7 | Best value at midscale properties; high-end often disappointing |
| Hilton Honors | 0.5¢ | 0.4–0.7 | Dynamic pricing; focus on standard rooms at midscale properties |
✈️ Airline Loyalty Programs
Airline miles from flights or credit card transfers
| Program | Avg Value | Range | Notes |
|---|---|---|---|
| Southwest Rapid Rewards | 1.4¢ | 1.3–1.5 | Fixed ~1.4 cpp redemption value; no blackout dates |
| United MileagePlus | 1.3¢ | 0.8–2.0 | Domestic economy ~1.2 cpp; international premium ~1.8+ cpp |
| American Airlines AAdvantage | 1.4¢ | 0.9–2.2 | Domestic ~1.2 cpp; international premium and partner awards ~2.0+ cpp |
| Delta SkyMiles | 1.2¢ | 0.8–1.8 | Dynamic pricing; international premium cabins best value |
| JetBlue TrueBlue | 1.3¢ | 1.2–1.5 | Consistent value; no blackout dates |
| Alaska Mileage Plan | 1.5¢ | 1.0–2.5 | Excellent for partner awards; domestic ~1.2 cpp, international premium ~2.5+ cpp |
| Air Canada Aeroplan | 1.7¢ | 1.2–2.5 | Strong Star Alliance partner access; mixed-cabin awards valuable |
| Air France-KLM Flying Blue | 1.5¢ | 1.0–2.2 | Dynamic pricing; Promo Rewards can yield 2.0+ cpp |
| British Airways Avios | 1.5¢ | 1.0–2.5 | Excellent for short-haul; transfers to Iberia/Qatar boost value |
| Virgin Atlantic Flying Club | 1.7¢ | 1.2–3.0 | Premium cabin sweet spots (ANA, Delta) yield 2.5+ cpp |
| Singapore KrisFlyer | 1.9¢ | 1.5–3.0 | Gold standard for premium cabins; Suites can yield 3.0+ cpp |
| ANA Mileage Club | 2.0¢ | 1.5–3.5 | Exceptional for partner premium awards; consistent value |
Valuation Methodology
These valuations represent average redemption values across typical use cases for each program. We calculate cpp by analyzing:
- Award pricing across domestic and international routes/properties
- Availability of standard vs peak/saver awards
- Cash price alternatives for comparable itineraries
- Sweet spots and redemption opportunities unique to each program
Your value may differ. Premium cabin flyers typically extract 2.0+ cpp from airline miles. Budget travelers may find hotel points less valuable than the averages shown. Use our calculator to determine your personal valuations.
When to Transfer vs Hold Points
✅ Transfer when:
- You have a specific award in mind and need to book soon
- A transfer bonus is active (20–30% extra points)
- A program is devaluing soon (e.g., Bilt→Hyatt Jan 1, 2027)
- The partner offers better value than portal redemption
⚠️ Hold points when:
- You don't have immediate travel plans
- You're waiting for a transfer bonus
- You want flexibility across multiple programs
- The partner program has expiration concerns