By Austin Christensen · Last updated: October 18, 2026

Ink Business Premier Review

Ink Business Premier pays 2.5% cash back on a single purchase of $5,000 or more, and 2% cash back on other purchases. Those percentages are Chase's cash-back rates. The bonus is $1,000 cash back after $10,000 spend in 3 months. The card has a $195 annual fee.

Chase · Cash back

$1,000 cash back after $10,000 spend in 3 months · Annual fee $195

Earn rates

  • 2.5% total on a single purchase of $5,000 or more
  • 2% on everything else, unlimited
  • 5% on Chase Travel
  • 5% total on Lyft through Sept. 30, 2027

Also on the card

  • Cash back tracked as points, 100 points = $1. Chase's page does not list partner transfers.
  • Employee cards at no additional cost
  • Pay in Full card with Flex for Business
Apply for Chase Ink Business Premier

Issuer source unavailable · Checked 2026-10-18. Public issuer terms. Referral offers may differ; confirm your offer at the application destination.

Does Premier transfer to partners?

Chase's page for this card does not list airline or hotel transfers. Cash back is tracked as points and paid out as cash back. If the goal is Hyatt, United, or Southwest, use a Sapphire card or Ink Business Preferred and read the Ultimate Rewards hub before you put everyday spend here.

The extra half point applies to a single purchase of $5,000 or more. Smaller purchases stay at 2%, plus 5% on Chase Travel and 5% total on Lyft through September 30, 2027.

What works

  • Unlimited 2% base rate
  • 2.5% on one purchase of $5,000 or more
  • Employee cards at no additional cost

What doesn't

  • $195 annual fee on a card that does not list partner transfers
  • The bonus requires $10,000 in 3 months
  • A transferable Ink or Sapphire card is a separate product

Key takeaways

  • Premier is the large-purchase cash-back card, not the transferable Ink card.
  • The welcome offer is $1,000 cash back after $10,000 spend in 3 months.
  • Pair it with a transferable Chase card only if you actually want partners.

Card figures come from the card data, checked 2026-10-18. Read the issuer terms in the source line above before you apply. Chase cards that earn Ultimate Rewards are grouped on the Ultimate Rewards hub.