Chase Ultimate Rewards

Which cards can transfer points?

Hyatt ratios are also on the Hyatt 1:1 page. After January 1, 2027, the personal Sapphire Reserve is the consumer card that keeps 1:1. Preferred and Ink Preferred stay at 4:3. The full partner list, including United, Southwest, British Airways, and Flying Blue, is the Chase section of the transfer partner directory.

Which cards earn points to pair with those?

Freedom Flex, Ink Cash, and Ink Unlimited earn Ultimate Rewards. The business-card note from April 22, 2026 says to stack Ink cards with a Sapphire Preferred or Sapphire Reserve when you want the transfer partners. Freedom Flex is the no-fee personal earner, including the Q4 2026 grocery, dining, and American Red Cross categories once you activate them. Its review is here: Freedom Flex.

Ink Business Premier pays 2% or 2.5% cash back and does not belong in the transfer pile. That review is the Premier review. The business comparison is Reserve for Business vs Ink Preferred.

How did one redemption use these points?

The Maui walkthrough transferred 65,000 Ultimate Rewards to Hyatt at 1:1 for part of a five-night Andaz Maui award. That trip used the ratio Sapphire Reserve still has. A Preferred or Ink Preferred transfer of the same 65,000 points would not produce 65,000 Hyatt points at the current 4:3 ratio.